Debt Advice – Debt Survival – Billericay – Essex
Debt Advice with John Roberts of Debt Survival
Today we welcome local Debt Help Advisor John Roberts of debtsurvival.co.uk. John met with me this week to discuss what his business can offer to you as a Local Expert.
So, John, how long has debtsurvival.co.uk been established in the Billericay area?
JR: We have only recently moved into this area about a year ago, although we were well established in Watford for 10 years prior to that.
LE: Have you always been in the Debt Help business then John?
JR: No, I started in 1999 in Financial Services and found I needed to help some clients when times changed for them.
LE: With the recent changes in the Finance markets has it become more commonplace that people need Debt Help?
JR: Very much so, we help people everyday to freeze the interest charges from their unsecured lenders. Setting them up on a Debt Management Plan that they can afford to stick to.
LE: Do you offer many different types of Debt Help John?
JR: We have to conduct a short fact find with our clients and see what the best help will be. Sometimes the best help is Bankruptcy, sometimes an IVA, but usually it is a Debt Management Plan.
LE: So do you have to charge your clients a fee, do they need to pay to talk to you?
JR: We don’t charge the clients anything up front at all. We take a percentage of the first 3 payments we agree with the lenders. That’s how we get paid.
LE:So they can come to you with their debts and you help to make them more affordable without them paying anything extra, is that correct.
JR: Yes that’s pretty much it.
LE: They must keep you busy their John! If anyone wants to get advice from you what is the best way to contact you?
JR: We have several telephone numbers that a client can call us on. My personal number is 07005938074 and I welcome calls on this, our website has an enquiry form that clients can use also and of course they can email me on john@debtsurvival.co.uk look forward to helping anyone that contacts us for debt advice.
LE: Thanks for your time today John, I hope that you keep busy helping our local community with their debt problems.